BoomGuard

Damage Waiver

Protect your listings. Simplify operations. Boost your revenue.

No commitment — cancel anytime.

Activate in DashboardSpeak with CSM
Benefits

Invest in One, Get them all

Experience seamless coverage with Boom Damage Waiver. Protect your property and enhance guest satisfaction effortlessly. Enjoy peace of mind with our reliable and efficient claims process.

Global Reach

Use anywhere Boom operates—no regional restrictions.

Bed-Bug Coverage Included

All plans come with up to $15,000 coverage for bed-bug treatment and lost revenue.

Optional $1M Liability Protection

$1 M real-property + general-liability rider (optional)

No commitment

Cancel whenever you like

Fast Claim Decisions

Receive a decision within 48 business hours after submitting documentation.

Payout speed

Get reimbursed in 2–5 business days once bank details are submitted.

Plan flexibility

Switch coverage per listing anytime. You're only billed after guests check in—no charge for cancellations.

Long coverage

Up to 60 days reservation cover

Flexible pricing options

Choose the coverage limit that fits your properties. All plans include core protection, flexible funding, and peace of mind.

Included:
Up to $15,000 Bed-bug coverage
Choose who pays: Guest, Owner, or PMC
No charge if the stay is cancelled
ADD On:
1M liability for us customers
U.S. clients can upgrade to $1 million in liability coverage by selecting the optional $1 M rider, available for a small additional fee during setup.
Activate in DashboardSpeak with CSM
Coverage limit
Price per reservation
$500
$20
$1500
$26
$3,000
$46
$10,000
$73

Prices are the operator’s cost. Cancelled stays incur no charge.

Coverage details

Covered

Accidental guest-caused damage to furniture, décor, electronics, appliances
Bed-bug treatment plus lost revenue (one claim per property per year)
Optional $1 M liability rider for guest injuries and structural damage

Not covered

Intentional damage or illegal activity
Natural disasters (separate add-on available)
Normal wear & tear · routine maintenance · excessive cleaning
Damage by anyone other than contracted guests
Common/shared areas · paved surfaces · docks, piers, boat lifts

Flexible funding — choose who pays the fees

Configure the payer in seconds; guests never need to argue about damages.

Guest-funded

Add the fee to each booking and unlock a new profit stream.

Owner-funded

Roll the fee into monthly statements; owners love the zero-deductible safety net.

PMC-funded

Absorb a small cost to eliminate disputes, win more units, and protect reviews.

How it works

Claim workflow — fast & friction-free

Step 1

Submit online

A photo of damage + paid invoice/receipt

Boom Damage Waiver | Boom
Step 2

48-hour review

Decision once docs are complete

Boom Damage Waiver | Boom
Step 3

Payout link emailed

Enter your bank details

Boom Damage Waiver | Boom
Step 4

Funds arrive

2-5 days later

Boom Damage Waiver | Boom

Damage Waiver is billed after the check-in date for every reservation.

Reservations cancelled before check-in are not charged.
If a reservation is cancelled after check-in, the fee is charged automatically.
Activate in DashboardSpeak with CSM
Before you begin

Once Damage Waiver is activated it applies immediately to all qualifying reservations

After activation, all reservations from connected channels for selected properties are covered. Coverage cannot be removed on a single-reservation or channel basis.

Properties

Default behavior:

All current properties included; future properties auto-included

How to change:

Edit the property list during setup

Reservations

Default behavior:

Existing & future reservations included

How to change:

De-select existing reservations if needed

Activate in minutes

Protect every stay, delight owners and turn a cost into a new revenue

Activate in DashboardSpeak with CSM
Step 1

Toggle "Damage Waiver"

Enable the features inside your Boom dashboard
Step 2

Pick Your Plan

Choose default plan and optional liability rider
Step 3

Publish & Protect

Future bookings are protected automatically
Insurance is offered by Tint Embedded Insurance Services, LLC, a licensed surplus lines insurance broker, and underwritten by a non-admitted insurance carrier. In case of the insurance carrier’s insolvency, payment of claims may not be guaranteed. Coverage is subject to the terms, conditions, and exclusions contained in the applicable policy.

FAQ

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How do I choose which channels are covered?

All reservations are covered by default.
In the setup screen you can toggle protection on or off for each OTA or direct channel.
Example: deselect a channel you don’t need and keep coverage on the rest.

Can I insure reservations that were booked before I enrolled?

Yes. After you enroll, Boom launches a workflow that:
1. Creates draft policies in the background for every future stay.
2. Filters out any ineligible reservations.
3. Emails you a link to review prices and opt-in the ones you want—all without hitting API rate limits.

Can I earn revenue from Damage Protection?

Absolutely. Add your own markup to Boom’s cost and pass the total on to guests or property owners.

Is there a long-term commitment?

No. You can cancel Damage Protection at any time.